Cheap Corpus Christi car insurance rates

The most effective way to get affordable auto insurance rates is to start comparing prices yearly from different companies who sell auto insurance in Corpus Christi.

  1. It will benefit you to learn about the different coverages in a policy and the measures you can take to prevent rate increases. Many factors that drive up the price like multiple speeding tickets and a not-so-good credit rating can be improved by being financially responsible and driving safely. Read the full article for ideas to prevent expensive rate increases and get bigger discounts.
  2. Request rate estimates from direct carriers, independent agents, and exclusive agents. Direct companies and exclusive agencies can only give prices from a single company like Progressive or State Farm, while independent agencies can provide prices for a wide range of companies. View rates
  3. Compare the new rates to your existing rates to determine if switching companies saves money. If you find a lower rate quote and decide to switch, make sure there is no coverage gap between policies.
  4. Notify your current company to cancel your current auto insurance policy and submit a down payment along with a signed application to the new insurer. Don't forget to keep the new proof of insurance paperwork in your glove compartment.

The key thing to know about shopping around is to compare identical limits and deductibles on each price quote and and to get price estimates from as many different insurance providers as possible. Doing this guarantees an accurate price comparison and the best price quote selection.

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Policy rates for auto insurance coverage depends on many different factors, but the average price for coverage in Corpus Christi is around $1,410 annually. Other states average approximately $1,250, so Corpus Christi residents pay about $16 more every month than drivers in other states.

Insurance rates depend on many variables, and one of the largest components is the make and model of vehicle. The rate table below shows policy rates for some of the most popular vehicles insured in Corpus Christi.

Insurance Rates for Popular Cars in Corpus Christi
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LS $906 $453 $76
Ford Focus SE 2-Dr Coupe $1,016 $508 $85
Ford Fusion Hybrid 4-Dr Sedan $1,142 $571 $95
Hyundai Elantra GLS 4-Dr Sedan $952 $476 $79
Nissan Altima 2.5 S 2-Dr Coupe $1,034 $517 $86
Toyota Camry XLE $952 $476 $79
Toyota Corolla LE $952 $476 $79
Volkswagen Jetta SEL 4-Dr Sedan $970 $485 $81
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Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Premium amounts do not factor in specific garaging location which can increase or decrease coverage rates greatly.

Car Insurance Rates for Popular Pickup Trucks in Corpus Christi
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado Crew Cab Hybrid 2WD $1,018 $509 $85
Dodge Ram 2500 Crew Cab SLT 2WD $1,100 $550 $92
Dodge Ram Quad Cab ST 2WD $922 $461 $77
Ford F-150 XLT Regular Cab 4WD $858 $429 $72
Ford F-250 XL Super Cab Cabela Turbo Diesel 2WD $1,100 $550 $92
GMC Canyon SLE Crew Cab 2WD $888 $444 $74
GMC Sierra 3500HD SLE Crew Cab 2WD $988 $494 $82
GMC Sierra SLE Regular Cab 4WD $970 $485 $81
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $924 $462 $77
Toyota Tundra Limited Double Cab 2WD $1,034 $517 $86
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Prices above based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Rate information does not factor in specific Corpus Christi garaging location which can affect premiums significantly.

Insurance Rates for Popular SUVs and Crossovers in Corpus Christi
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
BMW X5 3.0I AWD $988 $494 $82
Cadillac Escalade Platinum Edition 2WD $1,244 $622 $104
Chevrolet Traverse LT 2WD $800 $400 $67
Ford Escape Limited 4WD $830 $415 $69
Ford Explorer XLT 2WD $858 $429 $72
GMC Acadia SLE AWD $906 $453 $76
Honda CR-V EX 4WD $782 $391 $65
Honda Pilot EX-L 2WD $924 $462 $77
Hyundai Tucson GLS 2WD $840 $420 $70
Jeep Grand Cherokee Limited 2WD $970 $485 $81
Lexus RX 350 2WD $1,100 $550 $92
Nissan Pathfinder SE 2WD $858 $429 $72
Toyota Highlander 2WD $858 $429 $72
Toyota RAV4 Limited 4WD $906 $453 $76
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Data rating is based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, multi-vehicle, and homeowner. Rate quotes do not factor in garaging location in Corpus Christi which can influence insurance rates noticeably.

Do you qualify for discounts on insurance?

The chart below compares car insurance rates with and without discounts applied. The premium estimates are based on a male driver, no accidents, no driving violations, Texas state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, homeowner, multi-policy, claim-free, marriage, and multi-car discounts applied.

Top 10 cheapest vehicles to insure in Corpus Christi, TX
Honda Fit
Hyundai Accent
Mini Cooper
Chrysler PT Cruiser
Honda Accord
Chevrolet Colorado
Hyundai Elantra
Ford Escape
Kia Rondo
Mazda MX-5 Miata
Top 10 most expensive vehicles to insure in Corpus Christi, TX
Mercedes-Benz S65 AMG
Mercedes-Benz CL65 AMG
Audi R8
Mercedes-Benz CL600
Mercedes-Benz CL63 AMG
BMW 760L
Mercedes-Benz S600
BMW M6
Mercedes-Benz S63 AMG
Mercedes-Benz CL550
Top 10 safest vehicles to insure in Corpus Christi, TX
Chrysler Town and Country
Ford Expedition EL
Infiniti QX56
GMC Sierra 2500HD
Toyota FJ Cruiser
GMC Sierra
Subaru Outback
Jeep Wrangler
Chevrolet Silverado
Chevrolet Silverado 2500HD
Corpus Christi, Texas Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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