Affordable Quotes for Ford Fusion Insurance in Corpus Christi

The most effective way to get budget Ford Fusion insurance in Corpus Christi is to annually compare prices from insurers in Texas. Prices can be compared by completing these steps.

One key aspect when comparing rates is that you’ll want to make sure you compare similar coverage information on each price quote and to quote with every insurance company. Doing this guarantees an apples-to-apples comparison and the best price selection.

Insurance rates Ford Fusion in Corpus ChristiIt’s a known fact that car insurance companies don’t want their policyholders to compare prices. Drivers who perform rate comparisons will most likely buy a new policy because of the good chance of getting low-cost coverage. A study showed that consumers who compared prices regularly saved $3,500 over four years compared to policyholders who don’t regularly compare prices.

If finding the lowest price on car insurance in Corpus Christi is your ultimate goal, then having a good understanding how to compare auto insurance can save time and money.

Our goal in writing this article let you in on how to compare rates easily and some tricks to saving. If you have coverage now, you will most likely be able to get lower rates using the tips covered below. Although Texas consumers can benefit from knowing the way insurance companies sell online because it can help you find the best coverage.

Coverage statistics and figures

The table displayed below covers a range of insurance prices for Ford Fusion models. Having a good understanding how insurance prices are calculated can help customers make smart choices when comparing insurance rates.


Ford Fusion Insurance Rates in Corpus Christi, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Fusion S 4-Dr Sedan $182 $312 $382 $22 $114 $1,012 $84
Fusion SE 4-Dr Sedan $206 $368 $382 $22 $114 $1,092 $91
Fusion Hybrid 4-Dr Sedan $206 $424 $476 $28 $142 $1,276 $106
Fusion SEL 4-Dr Sedan $206 $368 $382 $22 $114 $1,092 $91
Fusion Sport 4-Dr Sedan $206 $368 $382 $22 $114 $1,092 $91
Fusion SEL AWD 4-Dr Sedan $228 $424 $382 $22 $114 $1,170 $98
Fusion Sport AWD 4-Dr Sedan $228 $424 $382 $22 $114 $1,170 $98
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Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Premium costs do not factor in Corpus Christi location which can impact coverage prices substantially.

Where to set your deductibles

One frequently asked question is how high should the physical damage deductibles be. The rates below highlight the rate difference when you choose different deductibles. The first price estimate table uses a $100 deductible for physical damage and the second set of rates uses a $500 deductible.


Ford Fusion insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Fusion S 4-Dr Sedan $328 $592 $382 $22 $114 $1,463 $122
Fusion SE 4-Dr Sedan $370 $698 $382 $22 $114 $1,611 $134
Fusion Hybrid 4-Dr Sedan $370 $804 $476 $28 $142 $1,845 $154
Fusion SEL 4-Dr Sedan $370 $698 $382 $22 $114 $1,611 $134
Fusion Sport 4-Dr Sedan $370 $698 $382 $22 $114 $1,611 $134
Fusion SEL AWD 4-Dr Sedan $412 $804 $382 $22 $114 $1,759 $147
Fusion Sport AWD 4-Dr Sedan $412 $804 $382 $22 $114 $1,759 $147
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Ford Fusion insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Fusion S 4-Dr Sedan $240 $400 $382 $22 $114 $1,158 $97
Fusion SE 4-Dr Sedan $270 $472 $382 $22 $114 $1,260 $105
Fusion Hybrid 4-Dr Sedan $270 $542 $476 $28 $142 $1,458 $122
Fusion SEL 4-Dr Sedan $270 $472 $382 $22 $114 $1,260 $105
Fusion Sport 4-Dr Sedan $270 $472 $382 $22 $114 $1,260 $105
Fusion SEL AWD 4-Dr Sedan $300 $542 $382 $22 $114 $1,360 $113
Fusion Sport AWD 4-Dr Sedan $300 $542 $382 $22 $114 $1,360 $113
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Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Price estimates do not factor in the specific area where the vehicle is garaged which can influence prices significantly.

Based on these figures, using a $100 deductible would cost the average driver about $30 more each month or $360 annually averaged for all Fusion models than choosing the higher $500 deductible. Because you would be required to pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you normally go at least 13 months between claims, you would more than likely save some money if you elect the higher deductible.

The example below demonstrates how choosing different deductibles and can affect Ford Fusion insurance costs for different ages of insureds. The information is based on a married male driver, full coverage, and no discounts are applied to the premium.

What Impacts Ford Fusion Insurance Costs?

Many things are used when you quote your car insurance policy. Some factors are common sense like a motor vehicle report, but some are less apparent such as your credit history or how safe your car is. Smart consumers have a good feel for the factors that aid in calculating your insurance rates. If you have some idea of what determines base rates, this empowers consumers to make smart changes that will entitle you to lower premium levels.

The items below are a few of the “ingredients” companies use to determine your rate level.

Corpus Christi car insurance company ratings

Finding the top company can be difficult considering how many different companies sell coverage in Texas. The company ratings in the next section may help you pick which car insurance providers you want to consider purchasing coverage from.

Top Car Insurance Companies in Corpus Christi
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Insure.com Best Car Insurance Companies

Don’t give up on affordable rates

When you buy Corpus Christi car insurance online, it’s not a good idea to buy lower coverage limits just to save a few bucks. Too many times, an insured cut uninsured motorist or liability limits only to find out that the small savings ended up costing them much more. Your aim should be to find the BEST coverage at an affordable rate but still have enough coverage for asset protection.

We’ve covered a lot of techniques to get a better price on Ford Fusion insurance in Corpus Christi. The most important thing to understand is the more rate comparisons you have, the better likelihood of getting inexpensive Corpus Christi car insurance quotes. Drivers may even discover the lowest priced car insurance comes from the least-expected company. These smaller insurers may have significantly lower auto insurance rates on certain market segments than the large multi-state companies such as State Farm, GEICO and Nationwide.

Discount Ford Fusion insurance in Corpus Christi can be found from both online companies and with local Corpus Christi insurance agents, so you should be comparing quotes from both so you have a total pricing picture. Some insurance providers may not have rates over the internet and usually these small insurance companies work with independent agents.

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