Who Has Affordable Auto Insurance Rates for College Students in Corpus Christi?

For students in college, one of the largest criteria that aid in calculating the amount you pay for auto insurance is where your residence is. Cities with larger populations tend to have higher rates, whereas areas with less congestion have the luxury of cheap car insurance rates.

The table below rates the highest-priced areas in Texas for college students to buy an auto insurance policy in. Corpus Christi is ranked at #18 costing $1,636 for coverage, which is about $136 per month.

How much does car insurance cost in Corpus Christi, TX?
Rank City Average Per Year
1 McAllen $1,956
2 Laredo $1,907
3 Houston $1,891
4 Dallas $1,855
5 Brownsville $1,851
6 Garland $1,832
7 Mesquite $1,807
8 Amarillo $1,804
9 Irving $1,772
10 Beaumont $1,772
11 Pasadena $1,758
12 Grand Prairie $1,757
13 Lubbock $1,682
14 Austin $1,676
15 San Antonio $1,671
16 Arlington $1,658
17 Fort Worth $1,653
18 Corpus Christi $1,636
19 El Paso $1,632
20 Carrollton $1,615
21 Plano $1,608
22 McKinney $1,577
23 Waco $1,522
24 Killeen $1,518
25 Abilene $1,515
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Rates are approximated as specific Corpus Christi garaging address can affect rates considerably.

The vehicle model that is being insured is one of the largest factors when shopping for cheap auto insurance for college students. Vehicles with average performance, good safety features, or a positive history of liability claims will cost significantly less to insure than fast, unsafe models. The next table showcases auto insurance prices for a handful of the most budget-friendly automobiles to buy insurance for.

Cheapest Vehicles to Insure in Corpus Christi, TX
Make, Model, and Trim Level Estimated Cost for Full Coverage
Ford Escape XLS 4WD $2,110
Honda CR-V LX 4WD $2,120
Honda Accord EX-L 4-Dr Sedan $2,277
Toyota Prius $2,308
Ford F-150 XL Super Cab 2WD $2,332
Toyota Tacoma 4WD $2,363
Jeep Wrangler Sahara 4WD 2-Dr $2,371
Dodge Grand Caravan SE $2,363
Ford Focus S 4-Dr Sedan $2,468
Ford Edge Limited 2WD $2,477
Jeep Grand Cherokee Laredo 4WD $2,499
Volkswagen Jetta LE 4-Dr Sedan $2,507
Chevrolet Equinox LT AWD $2,499
Chevrolet Impala LT $2,508
Toyota RAV4 4WD $2,499
Chevrolet Silverado LT Extended Cab 4WD $2,504
Toyota Camry LE $2,499
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Prices above based on single female driver age 20, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, and claim-free. Information does not factor in specific zip code location which can alter rates greatly.

By looking at the data, makes and models like the Ford Escape, Honda CR-V, and Honda Accord are likely to be some of the less-costly vehicles to insure for students in college. Car insurance rates will tend to be more expensive anyway just because there is more claim exposure for college students, but overall those vehicles will probably have the best rates possible.

How to get discounts on Corpus Christi car insurance

Discounts on auto insurance for college studentsInsurers that offer coverage for college students may provide special discounts that could potentially reduce rates by 35% or more if you qualify. A few of the larger companies and a selection of discounts are outlined below.

The diagram below shows the comparison of insurance costs with and without discounts applied. The premium estimates are based on a male driver, a clean driving record, no at-fault accidents, Texas state minimum liability limits, comp and collision included, and $500 deductibles.

The first bar for each age group shows premium with no discounts. The lower bar shows the rates with continuous coverage, anti-theft, good student, paperless filing, paid-in-full, and passive restraint discounts applied. In this example, theamount saved on auto insurance for college students is 19% or $452.

The information below shows how choosing a deductible can influence insurance rates when quoting cheap insurance for college students. The costs are based on a married male driver, full coverage, and no policy discounts are applied.

The chart above illustrates that a 30-year-old driver could cut expenses by $396 a year by switching from a $100 deductible to a $500 deductible, or save $598 by selecting a $1,000 deductible. Youthful drivers, like the 20-year-old example, could possibly save as much as $1,206 each year by using a higher deductible.

When raising deductibles, it is a good idea to have additional funds squirreled away to enable you to pay the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.

Ideas to find budget-friendly car insurance for college students

Here are some of the better penny-pinching suggestions that can help drivers buy low-cost coverage.

That last idea is extraordinarily significant, as was discussed in this article. Prices charged by companies fluctuate constantly, so you should be ready to switch to a new company if you can find a cheaper rate.

Brand loyalty is great, but it isn’t a good idea if that dedication is costing a wad of cash every year. Take a couple minutes and compare prices to find cheaper auto insurance for college students in Corpus Christi.

If you aren’t clear which coverage you need and would like to get help from a professional when trying to find the best insurance rates for college students, the agencies below are willing to aid you in deciding which is the best policy. To locate a Corpus Christi car insurance agency nearest to you, click the button below the list or click here to compare rates now.

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