One of the more important criteria that help determine car insurance rates is your address. Areas with increased crime or more people are more likely to have higher rates, whereas areas with less crime or weather claims receive better rates.
The table below lists the priciest cities in Texas for teachers to buy car insurance in. Corpus Christi is ranked at #18 with an annual premium of $1,620 for the average policyholder, which is around $135 monthly.
|Rank||City||Premium Per Year|
|Quote Best Rates Go|
Rates are approximated as the specific zip code location can lower or raise rates considerably.
Determining which companies have the lowest-priced auto insurance rates for teachers takes more time in order to find the best policy. Each auto insurance company has a unique approach for determining rates, so we’ll take a look at the auto insurance companies with the most affordable rates in Corpus Christi.
Keep in mind that Corpus Christi auto insurance rates are impacted by many factors that control the price of your policy. Simply having a birthday, adding a teenager to your policy, or having a fender bender can cause premium changes that can cause some rates to be much cheaper than others.
Lowest Insurance Price Quotes for Educators
|Rank||Company||Cost Per Year|
|3||Texas Farm Bureau||$1,235|
|Find Your Rate Go|
Travelers generally has some of the lowest car insurance rates in Corpus Christi at around $1,021 annually. USAA, Texas Farm Bureau, Germania Mutual, and Esurance also are some of the most economical Corpus Christi, TX car insurance companies.
In the rate table above, if you currently have a policy with Germania Mutual and switched to USAA, you could realize a yearly price reduction of in the neighborhood of $210. Texas drivers with Esurance may save as much as $281 a year, and California Casualty policyholders might cut rates by $312 a year.
Be aware that those estimates are averaged across all drivers and vehicles in Texas and do not factor in an exact location for teachers. So the insurer that is best for you may not even be in the top 23 companies shown above. That affirms the importance of why you need to quote rates from many companies using your own individual information.
The example below illustrates how your choice of deductibles can impact insurance costs when quoting cheap insurance for teachers. The price estimates are based on a single female driver, comp and collision included, and no discounts are taken into consideration.
The data above shows that a 30-year-old driver could lower their car insurance rates by $344 a year by increasing from a $100 deductible up to a $500 deductible, or save $520 by switching to a $1,000 deductible. Youthful drivers, like the Age 20 category, could potentially save $766 every year by selecting a higher deductible. If you do raise deductibles, it will be required to have enough in a savings account to cover the extra out-of-pocket expense that comes with higher deductibles.
Types of discounts on Corpus Christi auto insurance rates
Auto insurance companies that provide coverage for teachers may additionally offer special discounts that can reduce rates by as much as 30% if you are eligible. A few popular companies and their possible discounts are included below.
- State Farm has savings for multiple policy, student away at school, Steer Clear safe driver discount, safe vehicle, driver’s education, multiple autos, and defensive driving training.
- Nationwide may have discounts that include accident-free, family plan, good student, Farm Bureau membership, business or organization, multi-policy, and easy pay.
- GEICO discounts include defensive driver, membership and employees, anti-theft, air bags, daytime running lights, and good student.
- AAA policyholders can earn discounts including multi-policy, anti-theft, AAA membership discount, good student, education and occupation, good driver, and pay-in-full.
- 21st Century has discounts for 55 and older, air bags, teen driver, student driver, and homeowners.
- The Hartford offers discounts for bundle, good student, air bag, anti-theft, vehicle fuel type, and driver training.
The information below visualizes the comparison of insurance premiums with and without policy discounts. The rates are based on a female driver, no claims or driving violations, Texas state minimum liability limits, comp and collision included, and $500 deductibles.
The first bar for each age group shows the price with no discounts. The second bar shows the rates with multiple vehicle, homeowner, multiple policy, anti-theft, accident-free, and vehicle safety discounts applied. When drivers take advantage of discounts, theamount saved on auto insurance for teachers is 28% or $637.
Picking the best car insurance company can be rather challenging considering how many companies there are in Corpus Christi. The rank data in the lists below could help you analyze which providers you want to consider to insure your vehicles.
The ratings below are only made up of companies who write in the majority of U.S. states, so smaller regional companies are not factored into the list. To get price quotes from these top-rated insurers and more, click here.
Top 10 Large Auto Insurance Companies in Corpus Christi Ranked by Value
- Mercury Insurance
- American Family
- AAA Insurance
- Safeco Insurance
- The Hartford
- The General
- 21st Century
Top 10 Large Auto Insurance Companies in Corpus Christi Ranked by Claims Service
- State Farm
- Liberty Mutual
- American Family
- Titan Insurance
- AAA Insurance